| Account Type | Rate | Annual Percentage Yield |
|---|---|---|
| Share (Savings) | 0.15% | 0.15% |
| Christmas Club | 0.15% | 0.15% |
| RoundUP | 0.15% | 0.15% |
| Special Club | 0.15% | 0.15% |
| Individual Retirement Accounts | Rate | Annual Percentage Yield |
|---|---|---|
| Accumulation Account | 0.25% | 0.25% |
Rates disclosed are the previous quarters' declared dividend rate. Share account rates are declared at the end of the dividend period and are subject to change quarterly.
Heritage Bank Term Deposit Rates
- With terms of 3, 4, 5, 6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Bank of Heritage Isle Term Deposit is as flexible as you require it to be. Interest Paid at.
- Transfer all funds to an ‘S’ or ‘L’ account (only to a Heritage account you have already nominated at a Heritage branch or added via the “Pay Anyone” facility). Click the Submit button. Your Term Deposit.
| Share Draft (Checking) | Rate | Annual Percentage Yield |
|---|---|---|
| $0 - $999.99 | N/A | N/A |
| $1000 - $4999.99 | 0.05% | 0.05% |
| $5000 - and above | 0.10% | 0.10% |
Heritage Term Deposit Rates Calculator
| Gold Share Money Market Account | Rate | Annual Percentage Yield |
|---|---|---|
| $2,500 - $9,999.99 | 0.25% | 0.25% |
| $10,000 - $49,999.99 | 0.35% | 0.35% |
| $50,000 - $99,999.99 | 0.45% | 0.45% |
| $100,000 - $199,999.99 | 0.55% | 0.55% |
| $200,000 - and above | 0.65% | 0.65% |
Rates disclosed are the previous months' declared dividend rate for these types of accounts.
Rates are subject to change monthly.
| Share Certificate Accounts | Rate | Annual Percentage Yield |
|---|---|---|
| Six Month | 0.50% | 0.50% |
| One Year | 0.65% | 0.65% |
| Two Years | 0.75% | 0.75% |
| Three Years | 0.80% | 0.80% |
| Five Years | 0.95% | 0.95% |
Heritage Building Society was established in 1981 and is Australia’s largest building society. It is based in Toowoomba, Queensland and mainly operates in the Darling Downs region.
Rates are Subject to Change
IRA Share Certificate Accounts - Same as Share Certificates
All regular share and share certificate dividends are compounded quarterly, except six-month share certificate rates which are paid at maturity. Annual percentage yield quoted assumes quarterly compounding. Alternately dividends on share certificates may be deposited to another credit union account monthly or quarterly or paid by check monthly or quarterly. (Consult with the IRA administrator before requesting dividend payouts on IRA accounts.) Share Draft & Gold Share Money Market account dividends are paid monthly.
| 'Happy Birthday Money' Certificate Accounts | Rate | Annual Percentage Yield |
|---|---|---|
| $100 - $500 | 3.00% | 3.00% |
| $500 and above | Same as rate for One Year Certificate | |
Rates are Subject to Change. Limit one Happy Birthday Certificate per member. This offer, including the stated APY, is effective June 1, 2020. Heritage South Community Credit Union reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Happy Birthday Certificate has a $100 minimum deposit and a $500 maximum deposit to earn the special rate. Additional deposits are allowed above the $500, but the rate on funds above the $500 maximum will earn dividends at the prevailing dividend rate of the standard one year certificate. Certificate owner(s) must have a Chipmunk, Squirrel, or Teen Cache account on the certificate issue date. If there is no Chipmunk, Squirrel, or Teen Cache account or the Chipmunk, Squirrel, or Teen Cache account is closed, your Happy Birthday Certificate dividend rate will be reduced to the prevailing dividend rate of the standard one year for the remainder of the certificate’s term. Learn more about our accounts for kids and teens.